Q: Criminal case and Civil Suit in cheque bounce ?

Ans: Cheque bounce is  familiar financial offence  and it can bring civil as well as criminal charges against accused. Whether incident of cheque bounce shall fall under criminal or civil matter is a tricky question.

Under what condition, a civil suit and a criminal suit are filed for cheque bounce?
Civil Suit: Most often, a civil suit when filed in the case of dishonour of cheque is for the recovery of the money, without dragging  or attracting the defaulter towards punishment.
Criminal case: 
If the drawer is found guilty as a wilful defaulter, he would be charged with a jail term of two years or a fine which is twice the cheque amount, or both. The defaulter is also given an opportunity to appeal to the sessions court within a month of the date of the judgment of the lower court.
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